Travel Insurance is intended to cover the risks associated with travelling such as medical expenses, trip cancellation, lost baggage etc.
The Canadian government introduced Super Visa to manage backlog of applicants received from visitors who wants to stay longer in Canada. Super Visa allows a stay for up to 2 years with an option to apply for extension.
To apply for a Super Visa in Canada, visitors entering the country must have at least $100,000 in health coverage issued by a Canadian insurance company. This ensures visitors can pay for their health care if they become sick or injured while in Canada.
To be eligible for Super Visa, one should be the parent or grandparent of Canadian citizens or permanent residents.
Trip interruption is a situation that causes a traveler to unexpectedly end their trip and return home. Trip Interruption provides reimbursement for non refundable trip payments if a traveler has to unexpectedly end their trip or return home. There can be several reasons like unforeseen illness, injury or a non-traveling family member.
There are some reasons due to which you may want to have trip interruption coverage with your travel insurance plan:
- Emergency hospital or Medical
- Financial default or bankruptcy
- A terrorist attacks
- Non-travelling family member
- Flight Cancellation
Trip Interruption reimburses a traveler for up to 150% of their unused pre-paid trip costs.
RENTAL CAR DAMAGE PROTECTION
Rental car damage protection covers damage to a rental car due to collision, fire, flood, hail or any cause that is not under your control. The rental car damage protection pays for the cost to repair or replace the car. Rental car damage protection covers all inclusive packages:
- Loss/Collision damage waiver
- Personal accident
- Personal effects coverage
MULTI TRIP PLANS- BAGGAGE TRIP INTERRUPTION
Multi trip travel insurance is generally purchased on annual basis. It covers all the trips taken in a year under the period of the insurance. It covers the loss of passport, emergency medical expenses, trip cancellation among others. This is the best option for the people who goes on multiple official trips in a year or believes in exploring the world.
YOUTH ADVENTURE PACKAGE PLANS- SPORTS PLANS
The Youth Adventure Package Plan is an ideal for people under the age of 30 or younger, travelling for long trips. This package includes:
- Hospital Confinement and Medical Services
- Accidental death and dismemberment
- Trip Interruption